Built on the foundation of traditional SCRUB and PAR analysis, our approach goes several steps further. We provide granular insights into customer behavior, portfolio composition, product performance, and market trends, enabling you to move beyond monitoring delinquency metrics and gain a comprehensive understanding of your portfolio. This strategic intelligence helps identify opportunities, mitigate risks, and drive informed decision-making.

​

The report provides a comprehensive view of portfolio performance through a wide range of analytical dimensions, including:

​

• PAR Analysis

• AUM Mix Analysis

• Product-Wise Analysis

• Branch-Level Analysis

• State-Wise Analysis

• Delinquency Trend Analysis

• Credit Utilization Ratio

• On-Us / Off-Us Portfolio Analysis